imported_8thGenCivic

Hello,
So first and foremost, here's the URL to the pics: http://ca.pg.photos.yahoo.com/ph/eig...ivic/my_photos

I'm 21. I'd be paying about $225/mo for insurance if my parents weren't helping me out while I'm looking for a job now that I've graduated from college. That's with one "at fault" accident 5 years ago the upcoming September. I see about the records. How do these records affect me?

Thanks for the luck. I was actually really surprised when the only body shop I've got the chance to get an estimate at told me that he would be able to get the parts in a day and would be able to fix it in a week. I confirmed that it's a brand new design and all, and this guy deals with Hondas all the time. And I already knew the deal about getting a newly redesigned car fixed up, seeing as my prev accident was with my parents' Camry which had also just been redesigned when we bought it and the accident didn't follow too long after we bought it.

That's pretty crazy. Sorry to read about your accident, and glad you survived it.

Guys, easy there. There's nothing but body damage on my car. All that's affected is the mainly the roof (the biggest damage), the passenger-side fender, the passenger door, and some smaller dents on the rear right door and panel on the back. There are also some scratches on each side of the frame next to the roof. There isn't even a scratch on the hood let alone any internal parts. The car was still running while I was upside-down, and despite everyone's surprise whom I spoke to before getting it turned right-side up, it ran beautifully all the way back to London (with the help of some masking tape covering the gaps between the huge dent on the roof and my moon roof). I guess as quite a few ppl said, I was quite lucky. I have no doubt that that moon roof helped support my roof from caving in further btw, since my roof is dented all around it.

K, well here's what happened. I went to Montreal last week to go skiing and to visit some places I used to go to when I used to live there. Actually, on our attempt to find the mountain, I slightly fell off the road while backing up to see a sign that I thought I had missed. The directions to the mountain (on the road) were terrible, and my GPS didn't help :-( Either way, while I was backing up, I slightly fell off the road (have pics of this too if anyone wants to see 'em), and when I attempted getting my right tires out of the ditch, it only went further in. Within the next few mins, two ppl stopped to try and help. One was driving a Beatle, and one a V6 Murano with a hitch. The guy with the Murano tried pulling us out, but due to the lack of good ropes was unable to. My Fido cell had no reception, so I borrowed his Telus one to call Honda Plus. I got winched out of that no prob.

So then my friend and I finally found the mountain and went skiing as we had initially planned. Then on the way back, the roads seems only a bit wet even tho I believe it was snowing lightly. So on this one corner, my car began swirving, and due to my panicking, I guess, I touched on the breaks which made my car cross the opposite direction lane of the sub-devided highway we were on and go into the ditch. All that I could see was this electrical pole that we were heading for, and my friend could only see these trees that were ahead of us as I screamed, "Noooooooooooo!" The next thing we knew, we were hanging upside-down from our seatbelts and we head a few crunches from the roof that I thought were my moon roof breaking as we slowed down to a stop (which seemed to be very nice and slow). No airbags deployed and no windows were broken on any side of the car. After asking my friend if she was OK (who was fine and seemed to be more worried about putting my laptop away that she initially had in her lap than anything) I released my seatbelt and lightly fell onto the roof. I believe I supported my fall with my left arm a bit, but since part of the roof was caved in, the fall wasn't that bad. Plus I'm a pretty tall guy, so over-all there wasn't all that much room between my head and the roof. I had a bit of a headache most likely due to my head lightly hitting the dent on my roof. I then turned my engine off, took my key, and put my four-ways on. As soon as I got out of my car through my door, there were two ppl outside who had pulled over, asking if we're ok and how many ppl are in the car. One of them then offered to drive us somewhere where there was cell reception, and the other mentioned that there was a coffee shop right across the street. My friend got out without my help, and we then headed to the coffee shop to call Honda Plus for the second time that day. I was told that I had to call the cops and my insurance as supposedly when a call is rolled, there was no way that the damage could be "minor" or whatever. While I was on hold for over 20 minutes (my call over-all was just under a half an hour), people kept stopped and trying to see if there was anyone in my car, setting my alarm off once or twice, which I had activated once I got out of my car. Also while I was on the phone, a cop stopped in front of my car and inspected it. He then came to the coffee shop just as I was done my call with Honda Plus. The cop said that I did not have to make a report since there was no property damage as per his inspection. I asked him if it made a difference insurance-wise if I did not make a report. He said that if I did not make a report, I would not be able to claim it, but I wouldn't necessarilly need to make a claim had I made a report. So I decided to make a report just in case. The cop had his dispatch double-check to make sure that a tow truck was on its way, and got a confirmation that it was. While the cop was making out the report, a tow truck stopped in front of my car for a few seconds, and then came over to the parking of the coffee shop across the street. He asked if I needed some help with my car. It turned out that he was not the one being sent to help me get my car "back on its feet," but he worked for the same company, so he saved me some time for the guy who was on his way. As soon as the cop was done making the report, he began to re-route traffic and the tow truck guy moved his truck to the side of the road, next to my car. He then asked me, "Didn't I tow you earlier today?" Hehe, there was a strap left on my car that the guy with the Murano used in attempt to pull me out, and the idiot in the tow truck had noticed it earlier, but I thought that he would've removed it, where-as he did not, so that's how he recognized my car. Either way, he rolled my car back right-side up via the passenger-side, where we heard a few more crunches. He was surprised to hear me start it when I got in it, as before he had turned it right-side up, he had told me that it was no helicopter, and once it's up-side down, it would need major repairs (whatever he meant about that "not a helicopter" line). Since the passenger-side mirror was foldable, it survived the accident with just some scratches. The passenger door no longer opened however. The pics that I took were right before, during, and after I got towed. Didn't have time to take any before that. So you might see some snow on the road, which was not there before and/or during the accident. So there's my detailed story for ya :-)

Hmm, well if I can get $20000 for it or more (altho I guess that wouldn't quite be cheap), then I'm all up for selling it :-D Hehe, don't quite see that happenning tho.

5 grand for a $25000 car with $5000 of damage on it? :-o Hehe, I'm not that crazy :-)

Don't quite see why I would do that.

Thanks for the advice. I dunno about your stats, since everyone was and is quite surprised about my car being in the shape it is after being rolled.

None-the less, the repairs you have listed there are well above and beyond what my car needs. there isn't one broken window on it, and the only mirror that would've been affected was saved due to the fact that they fold :-)

As for the shop knowing what it's doing, I will run my car by several shops. Just got the chance to get through one so far, since I got back from Montreal on Friday night, and working hours are very limited for those guys on Saturdays.

I don't need to worry about a rental, as even if my car needs to sit in the body shop's lot for a while, I still have my '94 Civic that I've been driving the past two days.

As already mentioned in my detailed story, there were no airbags deployed. Had no prob with the seatbelts. Not too sure wha you mean by "seatbelt restraint," but we were both hanging upside-down by them.

Hmm, well see someone I know mentioned exactly what you did in your first paragraph which made me wonder what kind of experience you guys have had here, prompting me to make my original post :-)

Yea, the way insurance works is pretty ****ty, but if you think about it, they've gotta make some cash too, right? :-(

Thanks for the empathy :-)

Not quite sure I'd agree with that one. My first accident only bumped my insurance up by a bit, and to my understanding, you have 2 chances when it comes to "at-fault" accidents, where your insurance goes up by a bit, but after that, most insurance companies won't even cover you. Only insanely expensive ones. That's why my dad doesn't think that it's worth wasting this chance over such a "smaller" claim.

Well, I see how that would work with an older car, but with my brand new '06 Civic that I got 2 months ago? Living in London, I went all around Toronto trying to get the best deal. I had been saving up for years for my down payment and everything. My purchase really wasn't that simple, if you know what I mean. I really don't see there being a way for me to be able to make it worth my while to part out a $25000 vehicle and buy a new one with whatever is left from it. I just graduated from college and while I am looking for a real job, I am not making very much money at all. It's enough to be paying off my car while living with my parents in the meanwhile, but paying two off would be pretty insane, if you know what I mean.

Yea? Hmm, well I would've thought that the body shop would safety my car. Hell, they'd be the first ones in court if anything were to happen (assuming I survived another such accident, which hopefully never happens again).



Now see, peeps, I think my main concern is finding a good body shop. Who cares if I pay a few extra bucks. The one I got an estimate from only has one location which means that if it goes down under, this lifetime warranty he's giving me goes down the drain. Gunna find out what Car Star for example is wanting for the repair. Anyone have any advice on any bigger body shops in the GTA? Thank you for all of your feedback :-)


Al



EDIT: Just fixed some typos.

imported_8thGenCivic

Oops, not sure how I missed this, but my bumper cover also needs replacing. Just thought I'd add that :-)

Al

imported_Fug

ahahhahah, i just laughed at those pics cuz absolutely no windows looked broken....not even the sunroof..hehehe, it just looks like someone did a huge bum drop on the roof of the car

dvdrsi

damn..definitely fix it up..(not threw insurance)

bbarbulo

iTrader: (2)

gatherer, it's not true, I've seen insurance fix really expensive rollovers, like brand new jeeps and trucks... I mean replacing a $50K truck is harder to swallow than paying $8K to have it fixed.

imported_Team Rukus

also the roof is not part of the structure. its the pillars that are.

imported_8thGenCivic

Yes, just like I mentioned, no broken windows. Not quite sure how the side would be affected by a bum drop, but ok.

K, thanks.

Makes sense :-)


Al

imported_BlazeInEk

Two car crashes because of the winter weather. You need to invest $600 in some good snow tires and practice snow/ice driving, IMO.

BTW, the car looks great, considering it was rolled over, props to Honda.

LEITNER

so you think that the pillars are structurly fine after having 2500lbs roll over on them, not to mention the force that came with the roll? just silly. glad im not gonna be driving it and i hope you dont roll it again if you do fix it. i guess i like life.

imported_Team Rukus

well if you knew how the new ACE chassy's work then you would know yes they are fine.

LEITNER

i guess i dont. even still, i wouldnt drive it.

imported_gatherer

ohh well guess I was misinformed...

but a new car like this I'd still be insisting they get me a new one.... it's like it lost it's virginity...

imported_8thGenCivic

Hmm, I wonder the best jus isn't good enuf eh (my Michelin X-Ice)?

Do you guys really think that my insurance company would agree to total a car that drives perfectly? And as far as I am aware, the body shop is responsible for the repair of the vehicle and if something is wrong with it post-repair, especially if something ended up to be fatal or even near fatal, I am sure that there would be consequences. There's just no way.


Al

imported_Mischev

^good thing your alright.

post the pics of when it came out of them shop

LEITNER

what good are concequences if your dead? just saying i wouldnt risk it. so it drives perfectly huh? why get it fixed then?

imported_Team Rukus

just because it drives properly doesnt mean it looks good.

imported_8thGenCivic

Thank bro. I will indeed get some pics up once it's all been fixed up :-)

Well, for whatever my life might be worth, at least it would make the people closest to me rich and the person who was responsible pay for it :-D

Hehehe. Got that right. It also doesn't mean that it's too comfortable driving it headroom-wise.


Al

imported_8thGenCivic

Just to keep you guys up to date, my last visit to my baby was on March 1 (two Wednesdays ago). I took some pics then, and at that point, they had realized that I needed a new moon roof glass. I've been waiting ever since for it to come in :-( Apparently those are pretty hard to find, although the local dealership said last Tuesday that it was supposed to arrive today and it still hasn't yet *sigh* Anyways, here're the pics:
http://tinyurl.com/eexhr

Al

Cynikal.Mindset

looks good...nice work

Connie

Hmm it looks good, like its getting fixed
Did you decide to pay out of pocket or insurance?