Chit-Chat Chit-chat is for random, off-topic discussions that don't belong in the other forums.
Please, no car topics here.

best place to get a payday loan

Thread Tools
 
Search this Thread
 
Old 04-May-2009, 06:41 PM
  #1  
Senior Member
Thread Starter
 
bengali548's Avatar
 
Join Date: Jul 2008
Posts: 1,616
best place to get a payday loan

hey guys

pay day loans?

yes or no?

Last edited by Adair; 01-Jun-2020 at 03:24 PM. Reason: Request by OP for changes.
bengali548 is offline  
Old 04-May-2009, 07:01 PM
  #2  
Senior Member
 
Cynikal.Mindset's Avatar
 
Join Date: Dec 2003
Posts: 23,881
nowhere...since it just starts a viscous cylce of loaning and paying back
Cynikal.Mindset is offline  
Old 04-May-2009, 07:06 PM
  #3  
The Infamous Kracker
iTrader: (3)
 
k_r_a_c_k_e_r's Avatar
 
Join Date: Jan 2005
Location: Mississauga
Posts: 28,420
get yourself a credit card with a low interest rate

Last edited by k_r_a_c_k_e_r; 04-May-2009 at 07:10 PM.
k_r_a_c_k_e_r is offline  
Old 04-May-2009, 10:58 PM
  #4  
Senior Member
 
d16y8's Avatar
 
Join Date: Sep 2007
Location: Etobicoke
Posts: 642
Your parents
d16y8 is offline  
Old 04-May-2009, 11:31 PM
  #5  
Senior Member
Thread Starter
 
bengali548's Avatar
 
Join Date: Jul 2008
Posts: 1,616
Originally Posted by d16y8
Your parents
lol tried that they were unwilling

Originally Posted by k_r_a_c_k_e_r
get yourself a credit card with a low interest rate
need a small amount quickly so ya plus i JUST started building up my credit so i doubt they would now

Originally Posted by Cynikal.Mindset
nowhere...since it just starts a viscous cylce of loaning and paying back
ya i know but i just need a tiny amount (250) and that'll be that
bengali548 is offline  
Old 04-May-2009, 11:50 PM
  #6  
Senior Member
 
d16y8's Avatar
 
Join Date: Sep 2007
Location: Etobicoke
Posts: 642
Just sell something, like your rims or body, for example.
d16y8 is offline  
Old 04-May-2009, 11:53 PM
  #7  
Senior Member
Thread Starter
 
bengali548's Avatar
 
Join Date: Jul 2008
Posts: 1,616
lol i dont think im going to give up my SiR's or my lip kit for an ITR intake
bengali548 is offline  
Old 05-May-2009, 12:00 AM
  #8  
Senior Member
 
d16y8's Avatar
 
Join Date: Sep 2007
Location: Etobicoke
Posts: 642
Nevermind, I thought it was for something important.
d16y8 is offline  
Old 05-May-2009, 12:01 AM
  #9  
Senior Member
Thread Starter
 
bengali548's Avatar
 
Join Date: Jul 2008
Posts: 1,616
lol naa its waitable just dont wanna wait and get my tune done =(
bengali548 is offline  
Old 05-May-2009, 11:02 AM
  #10  
Senior Member
 
bruce fee's Avatar
 
Join Date: Sep 2007
Location: GTA
Posts: 2,305
try to never go to money mart or anything similar.

their general customer is a person who can't afford rent but needs to get hookers and beer for the weekend.
bruce fee is offline  
Old 05-May-2009, 11:39 AM
  #11  
Senior Member
 
Trybal's Avatar
 
Join Date: Dec 2007
Location: Parry Sound
Posts: 1,986
Originally Posted by bruce fee
try to never go to money mart or anything similar.

their general customer is a person who can't afford rent but needs to get hookers and beer for the weekend.
Shaaa-BAM!
Trybal is offline  
Old 05-May-2009, 11:43 AM
  #12  
Senior Member
 
fingolfin's Avatar
 
Join Date: Aug 2003
Posts: 1,505
if u you don't have the money and its not urgent then don't get a loan..

its a tune... not shelter or food.
call money mart up and ask them how much they're going to charge you...
fingolfin is offline  
Old 05-May-2009, 11:51 AM
  #13  
Senior Member
 
bruce fee's Avatar
 
Join Date: Sep 2007
Location: GTA
Posts: 2,305
it's also good if you have to pay child support off your cheques because you're baby mams has put the screws to you.
bruce fee is offline  
Old 05-May-2009, 01:02 PM
  #14  
Senior Member
 
Gallagher's Avatar
 
Join Date: Jan 2003
Location: Your sisters bedroom
Posts: 30,142
sell drugs or do a drug run
Gallagher is offline  
Old 05-May-2009, 01:04 PM
  #15  
Senior Member
 
cr8tive_leo's Avatar
 
Join Date: Jun 2008
Location: Ontario
Posts: 643
Money mart, the payday loans are okay. If you leave the loan to mature itself, you get screwed. $20 cheque cashing fee.. etc. etc.

If you need it , and pay it back before your next payday, it's not that bad. I had to use it on occasion when I had my Blazer and it coughed it's guts out once or twice.

In a pinch , these places are okay, not recommended. But avoid them as best as possible.

$250 would probably cost you about $300 if you went with payday loan places. Totally not worth it. Wait, relax, collect bottles, and you'll be fine. They used to have a loan calculator online, but that was a year or more back.
cr8tive_leo is offline  
Old 05-May-2009, 02:12 PM
  #16  
Senior Member
 
d16y8's Avatar
 
Join Date: Sep 2007
Location: Etobicoke
Posts: 642
Yes, also don't forget to factor the interest they are going to charge you into the cost of your part, you may find that it is not such a good deal after all.
d16y8 is offline  
Old 05-May-2009, 02:58 PM
  #17  
Senior Member
 
bruce fee's Avatar
 
Join Date: Sep 2007
Location: GTA
Posts: 2,305
it's used by adults who can't get credit cards.. that alone tells you something.

since my early twenties, i was put in a position where i would never need to borrow money from a friend ever again.

i have a line of credit and a few credit cards.

if you can't get at least one of these, don't spend your money on things you don't need until you have the cash in hand.
bruce fee is offline  
Old 05-May-2009, 03:21 PM
  #18  
Senior Member
 
Polkaroo Killa's Avatar
 
Join Date: Sep 2007
Location: Fortress of Superheroes
Posts: 7,275
Originally Posted by bruce fee
if you can't get at least one of these, don't spend your money on things you don't need until you have the cash in hand.
Great advice. Too bad the majority of the population lives beyond their means.

"Slap it on the Visa!"
Polkaroo Killa is offline  
Old 05-May-2009, 07:07 PM
  #19  
Senior Member
 
spike's Avatar
 
Join Date: Jul 2006
Location: Burlington
Posts: 15,101
dont do it man.
spike is offline  
Old 05-May-2009, 09:41 PM
  #20  
Senior Member
Thread Starter
 
bengali548's Avatar
 
Join Date: Jul 2008
Posts: 1,616
ya its not worth it 50 bucks for another week its cool

damn i didnt think the interest rates were that bad
bengali548 is offline  


Quick Reply: best place to get a payday loan



All times are GMT -4. The time now is 09:41 AM.