Car Financing Help
25-May-2006, 10:56 AM
#22
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Location: North Shwa ... What!
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Have her buy the car and have the payment come out of your account .... you will be the "occasional" driver on the car ... same with the insurance ... have the automatic payment set up to come out of your account.
25-May-2006, 11:01 AM
#23
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Location: North Shwa ... What!
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Originally posted by Connie
talk to the fiance people, have the car under her name but the financing under your name. I am sure it can be done.
i know it can be done, because we just did it at ford, for a car I bought.
talk to the fiance people, have the car under her name but the financing under your name. I am sure it can be done.
i know it can be done, because we just did it at ford, for a car I bought.
25-May-2006, 11:04 AM
#24
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Join Date: Aug 2005
Location: Windsor
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Originally posted by Malarky
Have her buy the car and have the payment come out of your account .... you will be the "occasional" driver on the car ... same with the insurance ... have the automatic payment set up to come out of your account.
Have her buy the car and have the payment come out of your account .... you will be the "occasional" driver on the car ... same with the insurance ... have the automatic payment set up to come out of your account.
my car is under my step dad's name but the payments come out of my husbands account, and that how we did it.
I guess how you explained it above was how it meant for it to come out lol...
25-May-2006, 11:05 AM
#25
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Join Date: Aug 2005
Location: Windsor
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The only thing with having her buy the car is she will take the credit for the car, and she might not want the car under her credit.
maybe she can't even get another, I think there has to a reason why he's trying to get it without his mom or dad on there.
First things first, go see a dealership or call them, and find out what your options are.
maybe she can't even get another, I think there has to a reason why he's trying to get it without his mom or dad on there.
First things first, go see a dealership or call them, and find out what your options are.
25-May-2006, 11:11 AM
#26
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Location: North Shwa ... What!
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Originally posted by Connie
hmm... i just did it at ford... so I dunno... .lol.
my car is under my step dad's name but the payments come out of my husbands account, and that how we did it.
I guess how you explained it above was how it meant for it to come out lol...
hmm... i just did it at ford... so I dunno... .lol.
my car is under my step dad's name but the payments come out of my husbands account, and that how we did it.
I guess how you explained it above was how it meant for it to come out lol...
25-May-2006, 11:14 AM
#27
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Join Date: Oct 2005
Location: Niagara Falls
Posts: 461
Wow that just blows my plan. There is no way I am putting the insurance under my name, I 'm going to keep it under my parents for a while, but my parents don't want to sign for a car on their own, that's why I was hoping to sign, and have my mother or father co-sign. I'm screwed now. 
25-May-2006, 11:18 AM
#28
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Join Date: Aug 2005
Location: Windsor
Posts: 2,641
Save up and buy the car outright and then you dont have this problem... you can just buy the car put the ownership under their name and stick it under their insurance...
Trust me, I leased a brand new car at 17 years old. It was the worst thing I ever did. Im turning 23 and Im still paying for the stupid thing, while driving a **** box beretta lol..
Patience... I know your excited and all that juicy stuff, but you just need something to get you from A to B right now. Thats the most important thing.
Connie
Trust me, I leased a brand new car at 17 years old. It was the worst thing I ever did. Im turning 23 and Im still paying for the stupid thing, while driving a **** box beretta lol..
Patience... I know your excited and all that juicy stuff, but you just need something to get you from A to B right now. Thats the most important thing.
Connie
25-May-2006, 11:21 AM
#29
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Join Date: Oct 2005
Location: Niagara Falls
Posts: 461
I totally agree with you, but my car has 350,000 kms on it and I honestly don't believe it will last me much long so I figured I'd better start paying off a new car now, have it payed off in 6-7 months while i'm still living @ home, so that when I do move out and go to College, I will be debt free and have a reliable car for school.
25-May-2006, 11:23 AM
#30
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Location: Somewhere out there...
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Originally posted by Connie
Patience... I know your excited and all that juicy stuff, but you just need something to get you from A to B right now. Thats the most important thing.
Connie
Patience... I know your excited and all that juicy stuff, but you just need something to get you from A to B right now. Thats the most important thing.
Connie
25-May-2006, 11:24 AM
#31
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Location: Somewhere out there...
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Originally posted by Malarky
Have her buy the car and have the payment come out of your account .... you will be the "occasional" driver on the car ... same with the insurance ... have the automatic payment set up to come out of your account.
Have her buy the car and have the payment come out of your account .... you will be the "occasional" driver on the car ... same with the insurance ... have the automatic payment set up to come out of your account.
25-May-2006, 11:26 AM
#33
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Originally posted by Malarky
... keep trying to save your money though ... don't spend it all on your car. If you can pay your bills and save 15 - 20% of your earnings then you are doing well ... better then most!
... keep trying to save your money though ... don't spend it all on your car. If you can pay your bills and save 15 - 20% of your earnings then you are doing well ... better then most!
25-May-2006, 11:26 AM
#34
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Join Date: Aug 2005
Location: Windsor
Posts: 2,641
Originally posted by viper_2_4
you sure about that, because with everybody I've talked to, including my insurance company, if there are 3 drivers in teh house and 3 cars, everybody has to be a primary driver, no matter who owns the car or pays insurance (assuming there are 2 other cars, and drivers in his house)...
you sure about that, because with everybody I've talked to, including my insurance company, if there are 3 drivers in teh house and 3 cars, everybody has to be a primary driver, no matter who owns the car or pays insurance (assuming there are 2 other cars, and drivers in his house)...
And your car might have alot of KM's but buy something cheap right now, like a hatch back or something while you save for a better car.
25-May-2006, 11:27 AM
#35
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Location: Somewhere out there...
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Originally posted by Bruce Fee
find someone you know who works in a bank to check.. the easiest thing to do is just call up the dealership and ask. you'll get a better answer than "i think"
find someone you know who works in a bank to check.. the easiest thing to do is just call up the dealership and ask. you'll get a better answer than "i think"
25-May-2006, 11:41 AM
#38
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Location: North Shwa ... What!
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Originally posted by viper_2_4
at 18 living at home, he should be able to (and want to) be saving more than 20%, what the hell is he spending his money on (besides a car which he doens't have yet)....
at 18 living at home, he should be able to (and want to) be saving more than 20%, what the hell is he spending his money on (besides a car which he doens't have yet)....
25-May-2006, 11:45 AM
#39
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Join Date: May 2004
Location: North Shwa ... What!
Posts: 205
BTW ... if you have a 95 teg and some cash ... fix it up .... be like the rest of us and dump some money into that instead of buying something newer. $4000.00 would go a long way in making your 95 a very reliable (and sweet) car!
