Which Credit Card?
03-Oct-2005, 05:18 PM
#1
Registered User
Thread Starter
Join Date: Jun 2005
Location: North York
Posts: 1,148
Which Credit Card?
I have an American Express Air Miles card but not everywhere accepts it, so I was thinking about getting either a VISA or Mastercard too. Does anyone have any cards that they reccommend? I am preferably looking for something that offers some type of rewards- why not right, if I am using a credit card I might as well get free stuff as long as there is no annual fee.
So far I have checked out:
-TD Green VISA: the one with no annual fee, but also no rewards so its nothing special.
-GM VISA: thought it was really good at first but then it says you can only use up to $3500 off of the purcahse price of a new vehicle. Sure thats a lot but I dont plan on buying a GM so I decided against it.
-Canadian Tire Mastercard: I was thinking about this one because you earn CT money, but I'm not sure if it has an annual fee or not. Does anyone know?
-Cash: Not getting another creidt card, might be a good idea but when I have a big purchase I dont like carrying around a lot of cash.
Any other suggestions?
Thanks.
So far I have checked out:
-TD Green VISA: the one with no annual fee, but also no rewards so its nothing special.
-GM VISA: thought it was really good at first but then it says you can only use up to $3500 off of the purcahse price of a new vehicle. Sure thats a lot but I dont plan on buying a GM so I decided against it.
-Canadian Tire Mastercard: I was thinking about this one because you earn CT money, but I'm not sure if it has an annual fee or not. Does anyone know?
-Cash: Not getting another creidt card, might be a good idea but when I have a big purchase I dont like carrying around a lot of cash.
Any other suggestions?
Thanks.
03-Oct-2005, 05:27 PM
#5
Registered User
Join Date: Nov 2004
Location: Toronto
Posts: 583
BEST CARD: citibank petro-point platinum mastercard. no fee, $0.02 off EVERY liter of gas, petro-points on EVERYTHING you buy.
i also have a CIBC dividend platinum visa but will be cancelling it at year-end. why pay for a CC?
i also have a CIBC dividend platinum visa but will be cancelling it at year-end. why pay for a CC?
03-Oct-2005, 05:30 PM
#6
Registered User
Join Date: Aug 2004
Posts: 6,753
Well, I have Canadian Tire MasterCard you rack up those CT money I guess, I also have a TD VISA, pretty good if you want to buy a GM in the future, lol it's basically a GM Card, CIBC Visa is pretty good and you can't really go wrong choosing cards besides going into debt like I am, but mostly is because of school 
03-Oct-2005, 05:40 PM
#7
Registered User
Join Date: May 2004
Location: Somewhere out there...
Posts: 4,606
the Canadian tire mastercard is the best I think.....if you work it out the percentage that you get is higher than the other I think (I don't know about the GM one, don't really care either..lol)......plus when you get gas at CT you automatically get the highest coupon...
03-Oct-2005, 05:58 PM
#8
Registered User
Join Date: Sep 2003
Location: CFB Petawawa
Posts: 2,207
Royal Bank Classic II
Read up on that one. With my usage I get about $150 to $200 a year in futureshop gift cards.
Read up on that one. With my usage I get about $150 to $200 a year in futureshop gift cards.
03-Oct-2005, 10:43 PM
#11
Senior Member
Join Date: Oct 2002
Posts: 1,707
Originally posted by starboy869
Royal Bank Classic II
Read up on that one. With my usage I get about $150 to $200 a year in futureshop gift cards.
Royal Bank Classic II
Read up on that one. With my usage I get about $150 to $200 a year in futureshop gift cards.
http://www.rbcroyalbank.com/cards/pe...s_classic.html
03-Oct-2005, 11:24 PM
#12
Registered User
Join Date: May 2002
Location: t-dot 2 b-dot (Brampton)
Posts: 340
if you like airmails the BMO Bank of Montreal has a mastercard with airmiles attached to it also, so does their bank accounts
and you could fill at Shell and use airmiles and get double...just a little way to cheat and get more points
and you could fill at Shell and use airmiles and get double...just a little way to cheat and get more points
04-Oct-2005, 12:23 AM
#13
Registered User
Join Date: Aug 2004
Posts: 6,753
Originally posted by bluecivicguy
if you like airmails the BMO Bank of Montreal has a mastercard with airmiles attached to it also, so does their bank accounts
and you could fill at Shell and use airmiles and get double...just a little way to cheat and get more points
if you like airmails the BMO Bank of Montreal has a mastercard with airmiles attached to it also, so does their bank accounts
and you could fill at Shell and use airmiles and get double...just a little way to cheat and get more points
04-Oct-2005, 02:31 AM
#17
Registered User
Join Date: Nov 2004
Location: Toronto
Posts: 583
Originally posted by dazednconfuzed
i've been considering that damn petro points C/C but I dont feel the need for a 2nd credit card. i'm happy with the one I have now.
i've been considering that damn petro points C/C but I dont feel the need for a 2nd credit card. i'm happy with the one I have now.
