Credit Cards... how many do you have?
#2
3 for me to:
Scotiabank Visa, Bank of Monteal Mastercard (crap), and an American Express (Can't leave home without it!). My limits are pretty low because I got them as a student and haven't applied for a rate limit increase yet.... which, errr... reminds me.....
Scotiabank Visa, Bank of Monteal Mastercard (crap), and an American Express (Can't leave home without it!). My limits are pretty low because I got them as a student and haven't applied for a rate limit increase yet.... which, errr... reminds me.....
#6
Well, one time I had about 10 cards. I transferred 1cent on each one of them. So, when companies go to check your credit, the only info. they see if that "this guy has 10 credit cards and they all are in credit." My friend works at a credit bureau and suggested I do it. It seemed to work... I got approved on my new car purchase without needing a co-signer.
#8
Originally posted by Shokker
a small limit just for emergency spending..
Shokker
a small limit just for emergency spending..
Shokker
and don't forget the late night Pizza is also an emergency
#10
I have 3..
CIBC Visa #1: $7000.00 limit - Umm, I'm not telling...
CIBC Visa #2: $5000.00 limit - $400 balance..
Citibank MasterCard: $5000.00 limit - Never used this one!
Total Debt? Ummm I would rather not say either but its a bunch.
I actually called CIBC this week on the advice from a teller chick and am getting my 7000.00 limit visa changed to a CIBC Classic Card which only has a %10.5 interest rate instead of %18.5 with an annual fee of 29.00... With the balance I am carrying on that card right now it will save me a TON annaully!
Regards,
OK
CIBC Visa #1: $7000.00 limit - Umm, I'm not telling...
CIBC Visa #2: $5000.00 limit - $400 balance..
Citibank MasterCard: $5000.00 limit - Never used this one!
Total Debt? Ummm I would rather not say either but its a bunch.
I actually called CIBC this week on the advice from a teller chick and am getting my 7000.00 limit visa changed to a CIBC Classic Card which only has a %10.5 interest rate instead of %18.5 with an annual fee of 29.00... With the balance I am carrying on that card right now it will save me a TON annaully!
Regards,
OK
#13
Registered User
Join Date: Apr 2002
Location: Seething with anger at idiotic drivers on Steeles Avenue
Posts: 2,607
Too many.
MBNA Mastercard (no idea what the limit is, I think it's like $5k)
TD Student Visa ($1k limit)
TD Gold Visa (no idea either!)
American Express w/Cashback (limit is like $1k, but the cashback feature is a total joke! 1% per year! Last year I got $4.67 back, lol)
American Express Platnium (for family emergencies ONLY! "Oh, I'm sorry dad! You mean buying pizza wasn't an emergency? But I was hungry, isn't that an emergency?" )
BMO Air Miles Mastercard <--- the only one I use now, wanna rack up those Air Miles so that I can take a vacation to some place warm! Just another 956,322 points until I can take that flight in the luggage cabin to Barbados!!!!!!!
Combined limit: No friggin' clue
Debt: Zero (but knowing that I have the power to go on a mad shopping spree makes me feel all warm and fuzzy inside )
MBNA Mastercard (no idea what the limit is, I think it's like $5k)
TD Student Visa ($1k limit)
TD Gold Visa (no idea either!)
American Express w/Cashback (limit is like $1k, but the cashback feature is a total joke! 1% per year! Last year I got $4.67 back, lol)
American Express Platnium (for family emergencies ONLY! "Oh, I'm sorry dad! You mean buying pizza wasn't an emergency? But I was hungry, isn't that an emergency?" )
BMO Air Miles Mastercard <--- the only one I use now, wanna rack up those Air Miles so that I can take a vacation to some place warm! Just another 956,322 points until I can take that flight in the luggage cabin to Barbados!!!!!!!
Combined limit: No friggin' clue
Debt: Zero (but knowing that I have the power to go on a mad shopping spree makes me feel all warm and fuzzy inside )
#14
Registered User
Join Date: Apr 2002
Location: Seething with anger at idiotic drivers on Steeles Avenue
Posts: 2,607
Originally posted by SiR-Racer
what's with all these high limits?? arent you worried about losing the card??
what's with all these high limits?? arent you worried about losing the card??
#16
Registered User
Join Date: Apr 2002
Location: With the girl that your looking at in my sig!!
Posts: 2,726
Originally posted by SpikeyLee
Too many.
MBNA Mastercard (no idea what the limit is, I think it's like $5k)
TD Student Visa ($1k limit)
TD Gold Visa (no idea either!)
American Express w/Cashback (limit is like $1k, but the cashback feature is a total joke! 1% per year! Last year I got $4.67 back, lol)
American Express Platnium (for family emergencies ONLY! "Oh, I'm sorry dad! You mean buying pizza wasn't an emergency? But I was hungry, isn't that an emergency?" )
BMO Air Miles Mastercard <--- the only one I use now, wanna rack up those Air Miles so that I can take a vacation to some place warm! Just another 956,322 points until I can take that flight in the luggage cabin to Barbados!!!!!!!
Combined limit: No friggin' clue
Debt: Zero (but knowing that I have the power to go on a mad shopping spree makes me feel all warm and fuzzy inside )
Too many.
MBNA Mastercard (no idea what the limit is, I think it's like $5k)
TD Student Visa ($1k limit)
TD Gold Visa (no idea either!)
American Express w/Cashback (limit is like $1k, but the cashback feature is a total joke! 1% per year! Last year I got $4.67 back, lol)
American Express Platnium (for family emergencies ONLY! "Oh, I'm sorry dad! You mean buying pizza wasn't an emergency? But I was hungry, isn't that an emergency?" )
BMO Air Miles Mastercard <--- the only one I use now, wanna rack up those Air Miles so that I can take a vacation to some place warm! Just another 956,322 points until I can take that flight in the luggage cabin to Barbados!!!!!!!
Combined limit: No friggin' clue
Debt: Zero (but knowing that I have the power to go on a mad shopping spree makes me feel all warm and fuzzy inside )