CC sucks.....made me in debt......errrrrrrrrrr

 

Yep, guess that is how they are training them now, don't give them an option to say no. I was laughing inside, the girl didn't take time to breath. I get called by HSBC like almost once a month telling me, great news, I just got approved for a loan and when will I be willing to come in and sign the papers.

 

Haha, no you made you in debt.

 

haha...

well if you've taken any sales courses... you know that hearing 'no' is the worst thing possible...

sales guys LOVE hearing objections, because that gives them something to go on, and it means you're still interested..

ever wanna stop a door to door sales man, telemarketer, anything else in their tracks? jsut say 'no'
and when they ask you why not? don't give them an answer...

they're trained to handle objections... not flat out 'no's ...

 

 

Just tell them, so can I come to your house and sell you xxx and yyy? Of course they will say no and say thank you then hang up.

 

yeah I should start knocking down my credit limit as I pay off the credit card.. it is up at 10,000 I should drop it down....

 

My limit is like 500 bucks. Good enough for me, all that goes on it is gas and some meals.

 

Its all about being smart, dont put anything on your credit card if you know you cant pay for it in full when you get your bill, or by the bill due date.

If you cant afford it, dont get it. There is the odd time when you have to put something on your card, the times are tough, we all go through it.

 

Then your not banking with the right people.

My bank gives me points for paying bills (this is all on DEBIT), points for shopping at thier store and I dont pay any service fee's and I have free checks