No Way! Car Just Got Smashed!
28-Nov-2005, 03:55 PM
#41
Registered User
Join Date: Nov 2003
Location: Southern California
Posts: 6,405
Originally posted by Nova_Dust
First accident is always the worst.
First accident is always the worst.
LOL aint that the truth.
oh and just the other day someone popped my new bumper with a shopping cart i think
chipped some paint off my bumper.
28-Nov-2005, 06:58 PM
#43
Registered User
Thread Starter
Join Date: Aug 2005
Location: London, On
Posts: 229
Thanks for all your comments guys, I agree with what you guys are saying. I'm pretty happy with the way things are working out, but man it's been a heck of a 24 hours.
On our way back from getting a rental today (which I couldn't drive b/c I'm not 21 yet
) my step-dad's truck got a flat tire. Then, b/c we had to get the tire fixed I was running late for class so I parked on the side of the street where there is 2hr parking, but didn't notice I was on teh wrong side of the pole which points to which side you can park on! So I got a $30 ticket, ERR. Rough day, lol, but things could be worse 
.
I didn't know this was an option. If they gave me a cheque that was at least $5500 (I payed $6000) I would still be able to keep the car?? I can't see why they would do that. But if they did, I would definitely part it out and make some cash so I can buy a newer civic 
On our way back from getting a rental today (which I couldn't drive b/c I'm not 21 yet
) my step-dad's truck got a flat tire. Then, b/c we had to get the tire fixed I was running late for class so I parked on the side of the street where there is 2hr parking, but didn't notice I was on teh wrong side of the pole which points to which side you can park on! So I got a $30 ticket, ERR. Rough day, lol, but things could be worse .
Originally posted by Nova_Dust
Is the B-pillar bent? Other wise it is only the door, fender and rear quarter?
You always have the choice of getting the reinbursement as a cheque and go fix the car yourself. Get an used fender and door for cheap (and if black, bonus!), and get the rear quarter fixed.
That should still give you some money left. If the car is a write off, keep it, get the cheque and part out the vehicle, or use the cheque to fix the car as I have suggested above.
Either way, you should have surplus money left as long as the cheque is in your hand, I believe.
Is the B-pillar bent? Other wise it is only the door, fender and rear quarter?
You always have the choice of getting the reinbursement as a cheque and go fix the car yourself. Get an used fender and door for cheap (and if black, bonus!), and get the rear quarter fixed.
That should still give you some money left. If the car is a write off, keep it, get the cheque and part out the vehicle, or use the cheque to fix the car as I have suggested above.
Either way, you should have surplus money left as long as the cheque is in your hand, I believe.
28-Nov-2005, 07:27 PM
#45
Senior Member
Join Date: May 2003
Location: Ontario
Posts: 18,367
If it is a write off, you get a cheque (say 100 bucks) and they take the car away and sell it to a wrecker, or whatever. Now, if you keep the car, maybe they give you 80 bucks and you deal with the car on your own.
I believe that's how things work.
I believe that's how things work.
28-Nov-2005, 09:10 PM
#47
Registered User
Join Date: Sep 2004
Location: Grimsby
Posts: 2,855
hmm suprised noone mentioned this, or maybe i missed it, but since it happened in your driveway, wouldnt home-owners insurance cover it? either way, it sucks, hope u get it fixed and sorted out, accidents are the worst, i had one roughly just over a month ago, rear ended a van, 2100 dammage to them, didnt get mine quoted but fixed it for 75 myself. i offered to fix theres, they called the cops, i didnt get charged, went thru there insurance company, mine said not to worry, even tho i'm at fault and didnt make a claim, mine wont go up. 
28-Nov-2005, 09:17 PM
#48
Registered User
Join Date: Jan 2003
Location: on a race track
Posts: 17,846
I think Home owners insurance only covers the property and not vehicles on the property.. that said you never want to have to make a claim through home owners insurance. My Father had to make 2 legit claims in a year and when it came tiume to renew no one would insure the home
28-Nov-2005, 10:26 PM
#50
Registered User
Thread Starter
Join Date: Aug 2005
Location: London, On
Posts: 229
Wait a sec guys, I said the car is covered, so there is no worry about that...
100 bucks? hmmm? The scenario they said was that if it's a writeoff, they would give me an amount that the car could sell for. So if this is the case, so I still keep the car, or do they keep it?
Originally posted by Nova_Dust
If it is a write off, you get a cheque (say 100 bucks) and they take the car away and sell it to a wrecker, or whatever. Now, if you keep the car, maybe they give you 80 bucks and you deal with the car on your own.
I believe that's how things work.
If it is a write off, you get a cheque (say 100 bucks) and they take the car away and sell it to a wrecker, or whatever. Now, if you keep the car, maybe they give you 80 bucks and you deal with the car on your own.
I believe that's how things work.
28-Nov-2005, 11:23 PM
#55
Guest
Posts: n/a
Originally posted by kwikb16a2
no no. You can buy back the car for a little bit of money. If i was u and it was a write off, i would buy back the car do a ****ty job fixing the car and pocket the money
no no. You can buy back the car for a little bit of money. If i was u and it was a write off, i would buy back the car do a ****ty job fixing the car and pocket the money
28-Nov-2005, 11:52 PM
#56
Registered User
Thread Starter
Join Date: Aug 2005
Location: London, On
Posts: 229
Originally posted by 1PhatCX
yea, when my buddys car was written off by a drunk driver, they were given something like 3500 for it, and the buy back was like 100 - 150
yea, when my buddys car was written off by a drunk driver, they were given something like 3500 for it, and the buy back was like 100 - 150
29-Nov-2005, 01:36 AM
#58
Registered User
Join Date: Apr 2002
Location: Moon
Posts: 8,921
Originally posted by kwikb16a2
i had similar damage to mine, costed me over $3 Gs to get it fixed. Insist that they cut out the panel and replace it
i had similar damage to mine, costed me over $3 Gs to get it fixed. Insist that they cut out the panel and replace it
defintely do not recommend cutting it out.
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