View Poll Results: 17% black headlight/tail light tints? legal? its film not spray.. advice..
will it void factory warrenty?
0
0%
Is it legal to have 17% balck tint? HL/TL
3
75.00%
opinions?
1
25.00%
Voters: 4. You may not vote on this poll
Paycheque Deductions
#1
Paycheque Deductions
I just got out of school in April and I've been working at my job now for 3 and half months now. I suddenly realized that approximately 22% of my gross pay goes to federal tax, E.I and C.P.P.
Do you spend it on your car, girls, rent or invest it?
I heard that if I invest in RRSP I'll be able to get some of my money back when I do my taxes. I'm just wondering what you guys out there are doing with your hard earned money.
I hate thinking about finances. Boo.
Do you spend it on your car, girls, rent or invest it?
I heard that if I invest in RRSP I'll be able to get some of my money back when I do my taxes. I'm just wondering what you guys out there are doing with your hard earned money.
I hate thinking about finances. Boo.
#2
By far the largest expense for me is insurance payments(2 cars, 1 motorcycle) followed by rent. The rest of it goes to the bank/investments.
Unfortunately the poll you set up does not allow me to select everything there as that is the case. The exception being "girl" instead of girls.
Unfortunately the poll you set up does not allow me to select everything there as that is the case. The exception being "girl" instead of girls.
#5
after taxes...
50% goes into car/student loan (should have been paid off a year ago, but i dipped into my line of credit for stupid things)
other 50% goes into lunch 5 times a week, dinner once a week, go out twice a week, go out and get drunk once or twice a week, gas, weekend trips. i also have a monthly payment on property i purchased with my dad which comes out of this.
i pay for things like vacations, car insurance, exp car items from my line of credit.
---
once my line of credit is paid off, that 20% will go into my rrsp, 20% into land payments, and 10% into short term savings fo vacations, car insurance, etc...
something like that. i don't believe in getting a savings account. i rather invest in property. all the geezers are gonna be retiring.. and i know lots of people want to move out of toronto/scarborough for a number of reasons. being born here and not understanding store signs being one of them.
50% goes into car/student loan (should have been paid off a year ago, but i dipped into my line of credit for stupid things)
other 50% goes into lunch 5 times a week, dinner once a week, go out twice a week, go out and get drunk once or twice a week, gas, weekend trips. i also have a monthly payment on property i purchased with my dad which comes out of this.
i pay for things like vacations, car insurance, exp car items from my line of credit.
---
once my line of credit is paid off, that 20% will go into my rrsp, 20% into land payments, and 10% into short term savings fo vacations, car insurance, etc...
something like that. i don't believe in getting a savings account. i rather invest in property. all the geezers are gonna be retiring.. and i know lots of people want to move out of toronto/scarborough for a number of reasons. being born here and not understanding store signs being one of them.
#7
40% of my net income goes into bills like car, insurance, student loan, credit card, gas and whatnot, money for parents... etc. 40% goes into wedding fund; about 15% goes into RRSP, personal saving account and allowance for gf and whatnot. I use about 5% on my own. And I try to have left overs.
Car spending basically comes out of the credit card payment.
Car spending basically comes out of the credit card payment.
#9
whats a paycheque? lol
since my parents left in september, about 1/4 or my paycheck goes towards my car payment and insurance for two cars.. another 1/4 for living expenses.. rent/food and the rest goes to paying off debt.. and once in a while I manage to squeek in a night out or a nice dinner out or a new toy or whatnot.. i'm trying to work off my debt so I can start a good savings plan..
since my parents left in september, about 1/4 or my paycheck goes towards my car payment and insurance for two cars.. another 1/4 for living expenses.. rent/food and the rest goes to paying off debt.. and once in a while I manage to squeek in a night out or a nice dinner out or a new toy or whatnot.. i'm trying to work off my debt so I can start a good savings plan..
#11
Hmmm paychecks???
Well ....
My whole thing goes to bills.
Hydro
Cable
Internet
Cell Phones (2)
Home Phone
Schooling (2)
Rent
Groceries
Gas
Insurance
KIA $3600 (payments)
Trustee
Computer
Medication
ITS SO MUCH FUN TO BE MARRIED, MIGHT I REMIND YOU ALL
Well ....
My whole thing goes to bills.
Hydro
Cable
Internet
Cell Phones (2)
Home Phone
Schooling (2)
Rent
Groceries
Gas
Insurance
KIA $3600 (payments)
Trustee
Computer
Medication
ITS SO MUCH FUN TO BE MARRIED, MIGHT I REMIND YOU ALL
#15
I did a little budgeting the other day and found out my monthly income is barely covering my basic expenses: rent, line of credit, insurance, hydro, internet, cell. Then if you add in food, gas and tuition im way over. I now understand why students are broke! If i worked enough to cover all my expenses I would not have time for school. So im going to be going farther and farther into debt. That is until i go to work on the oil sands for 4 months in the summer. I've got a hookup through a cousin, were electricians make 150g's a year. So i figure go for the summer and make enough to cover the rest of the years expenses...
#16
well, since there was no choice of selecting multiple options i selected rent, but all my money goes towards tuition, rent, car payment, insurance, parking, gas, groceries, cell phone, internet...oh and BOY...not girls...BOY. but yeah, i go into debt every single month cuz i only get $24k/yr but minus $6200 for tuition so really only $18k/yr. so yeah, no investing for me yet, but i'll be done paying off my car by jan '06 woohoo!
#17
one thing i cannot do for now at this age and knowing my spending habits is allow myself spend money thats not mine (loan credit card). I know ill but myself in such a debt. I get $100 now and its gone in 1 day...I dont even know on what.
#19
I have no job as of this moment, quit my summer job at the end of August. So right now, any expense is just coming straight from savings.
When I had a job, it was 20% for fun, 40% Credit Card and the rest in the bank.
When I had a job, it was 20% for fun, 40% Credit Card and the rest in the bank.
#20
im a apprentice mechanic and i get to right off my tools and ive bought **** loads of snap on tools and a new tool box this year so ill probibly get a fair amount back in tax ive payed
but i get killed too im paying over 150 in deductions a week its B.S
but i pay 235 a WEEK for insurance, car payment, cell bill and rrsp
and i also pay 50 bucks a WEEK into my loan and 50 a WEEK into my visa so it only leaves me with about 200 a week to play with
but i get killed too im paying over 150 in deductions a week its B.S
but i pay 235 a WEEK for insurance, car payment, cell bill and rrsp
and i also pay 50 bucks a WEEK into my loan and 50 a WEEK into my visa so it only leaves me with about 200 a week to play with
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