electronblue

iTrader: (1)

hahaha...I just like to research everything. Someone told me I should invest in an RRSP once. So I researched it and realized that it was not the best option for me at the time.

I'm not telling people you shouldn't invest, but when you are in the lower tax brackets, why defer your tax payment for a time that you could have to pay more tax on that money. Plus you can carry forward your allowable RRSP contribution, so why not put the money in another investment and convert it to an RRSP when your tax payable is a higher percentage. Food for thought, you may just get more out of your money.

Tego

I only got back 200 bucks.

bbarbulo

iTrader: (2)

I got facking ripped this year, I'm getting nothing back. I used to get like 4-5 K every year.