Has anyone when doing there car mods like adding a skirt or lip gotten a permit for the modification or is it of really no use?



As of this website it says that a...


I want to paint this car a different colour

No Problem, just remember to get a new vehicle permit within 6 days. This also applies to if you change the engine, fuel system, number of doors, number of axles or convert the body style.


http://www.yorkregionsavealife.com/Erase/side.htm

And for a modification like this should I tell my insurance company

 

By theory, you must report all changes to your vehicle to your insurance company (eg. even small things like the addition of neon lights inside your car) so they can adjust your insurance rate accordingly. Failure to do so might result in the company cancelling your insurance policy or denying to pay you when an accident does occur. Having said that, I would report any big changes to your car to the insurance company (eg. I would report a body kit, but not a simple front lip) even though by theory it has to be reported.

 

what do you think i should do? will the rate go up alot u think, or should i jus call and ask

 

if you call and ask they most likely think u have already done it and might send an adjuster to look at your car.

 

damn i dont want to call well my dad does the insurance and he doenst know im planing to add a lip and sides thats why i wanan find out first to see.

 

if your dad is an insurence brocker

you can ask like, my friend wants to get this stuff for his car, how much do u think his insurance will go up etc. then you will get some rough idea.

 

i think he meant that his dad pays for his insurance....not that he is an insurance broker

 

If you can afford a lip and then you should be able to afford the extra insurance.

 

That's only if he asks his dad, b/c if you call the insurance company they will know that you want to mod the car. Trust me they are not stupid.

 

when moddifing a car you should get it appraised and submit the appraisal to your insurance carrier so they can insure your car properly and accordingly so in the event it is stolen or damaged in anyway they can pay you claim in a efficient way.
now this could increase your rates or get you cancelled but your broker should look after you.